TransUltra

Help protect your loved ones while maintaining maximum flexibility.

Policy Highlights:

• Highly competitive premiums — especially on large policy amounts
• 4% minimum guaranteed interest rate
• Flexibility — a possible alternative source of funds when needed*
• Beginning in the second policy year, 10% withdrawals without company-imposed surrender penalties for critical care needs*
• Preferred loans available beginning in the eleventh policy year*
• Built-in Full Death Benefit feature, which can assure that the full death benefit will continue if the policy is in force at the policy anniversary at age 121
• Age last birthday pricing to help secure competitive premiums
• Honeymoon Endorsement (full surrender penalty free withdrawal during the first five policy years)
• No maturity date

A Transamerica authorized representative can explain all the details about our universal life insurance policies and how they can help meet your objectives.

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* Loans, withdrawals, and other distributions will affect the policy values and net cash value and may affect the death benefit.

TransUltra (Policy Form #6-11467106) and TransUltra Select (Policy Form #6-11567106) are nonparticipating, flexible-premium universal life insurance policies issued by Transamerica Life (Bermuda) Ltd., incorporated in Hamilton, Bermuda. Policies are only available in Hong Kong.

Insurance eligibility and premiums are subject to underwriting. In the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.