TransACESM Elite II

Help protect loved ones with a lifetime guaranteed death benefit.

Policy Highlights:

  • Highly competitive and flexible premiums
  • No-lapse guarantee endorsement (subject to policy threshold requirements shown in the policy)1
  • 3% guaranteed minimum interest rate
  • Age-last-birthday pricing offering more competitive premiums
  • Flexibility to access policy cash value when needed2
  • Surrender Penalty Waiver Endorsement during the first five policy years, subject to minimum premium requirements
  • No maturity date
  • Early cash value accumulation potential

A Transamerica authorized representative can explain all the details about our universal life insurance policies and how they can help meet financial objectives.

1 If the policy threshold requirements are not met, then fluctuations in interest rates and/or policy charges may require the payment of additional premiums to keep the policy in force.

2 Loans, withdrawals, and other distributions will affect the cash value of the policy and may affect the death benefit.

TransACESM Elite II (Policy Form No. 6-62467710) and TransACESM Elite II Select (Policy Form No. 6-62567710) are non-participating, flexible-premium universal life insurance policies issued by Transamerica Life (Bermuda) Ltd., incorporated in Hamilton, Bermuda. Policies are available for sale only in Hong Kong. TransACE Elite II Select is available only for insureds who reside in Region 1. Insurance eligibility and premiums are subject to underwriting. In the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.

TLB 211HK 0610