TransACE

Help protect your loved ones with a lifetime guaranteed death benefit.

Policy Highlights:

• No-lapse guarantee endorsement (subject to policy threshold requirements shown in the contract)*
• Highly competitive premiums — especially on large policy amounts
• 4% minimum guaranteed interest rate
• Flexibility — a possible alternative source of funds when needed**
• Age last birthday pricing to help secure competitive premiums
• Honeymoon Endorsement (full surrender penalty free withdrawal during the first five policy years)
• No maturity date

A Transamerica authorized representative can explain all the details about our universal life insurance policies and how they can help meet your objectives.

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^* If the policy threshold requirements are not met, then fluctuations in interest rates and/or policy charges may require the payment of additional premiums to keep the policy in force.

** Loans, withdrawals, and other distributions will affect the policy value and net cash value and may affect the death benefit.

TransACE^SM (Policy Form #6-12467106) and TransACE^SM Select (Policy Form #6-12567106) are nonparticipating, flexible-premium universal life insurance policies issued by Transamerica Life (Bermuda) Ltd., incorporated in Hamilton, Bermuda. Policies are only available in Hong Kong.

Insurance eligibility and premiums are subject to underwriting. In the event of suicide during the first two policy years, death benefits are limited only to the return of premiums paid.